WHAT WE
DO
Most people were thrown into adulthood expected to “just know how money works,” but nobody was ever taught anything real.
Malaysia doesn’t just have a literacy issue. It has a full-blown financial blindness epidemic.​
That’s why The Autonomy Project exists.
​
We’re a curriculum built for young adults who were never shown how money, systems, behavior, and modern assets actually function.​ We dismantle your inherited beliefs and rebuild your financial clarity from scratch.
We only teach the real mechanics behind modern finance.​
You'll learn:​
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how governments create money
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how banks multiply it
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how inflation is engineered
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how CPI masks the real cost of living
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how currencies lose purchasing power
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how the system extracts from uninformed citizens
We will take you from:
"I think I’ve heard about this before"
​
to
"I finally understand the blueprint!"
Gold, Bitcoin, and digital assets aren’t hype here.
They’re systems engineered to preserve value in a world built on currency dilution.​​​
We break down:
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Bitcoin at a surgical, technical level
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the mechanics behind decentralization
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Proof of Work and network security
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how major crypto protocols differ
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which assets matter and which are pure speculation
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a full institutional-grade evaluation framework
This is asset literacy for the financially savvy.
People don’t lose money because markets are cruel. They lose because they are predictable.​​
So we break down:
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conviction vs narrative
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the false promises of technical analysis
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emotional shortcuts
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FUD, FOMO, impatience, ego
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overconcentration
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leverage addiction
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the behaviours that destroy portfolios
We don’t pamper emotions.
We confront, and dissect them.
Only after your foundation is rebuilt do we teach what everyone thinks they want. Income.​​
You will learnall major dividend ETF structures:
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dividend growth
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high-yield
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covered call
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bond/fixed-income
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synthetic & leveraged
And more importantly:
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how each generates yield
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the risks and tradeoffs they hide
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how NAV erosion works
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how to evaluate credit risk and income stability
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how to choose the right instrument for your financial architecture
​​​
This is where understanding turns into cash flow.
WHY WE EXIST
The Autonomy Project was built on a single principle:​Financial autonomy is not a right, it’s a skill.
​Fact is, most Malaysians drift through life financially blind, dependent on banks, trapped by debt, misled by bad information, and overexposed to risks they don’t even understand.​
Malaysia isn’t dealing with a minor literacy problem.
​
We’re dealing with a full-blown national deficiency in financial understanding.
If you think we’re exaggerating...
...here are the numbers, and they are embarrassing
Only 36% of adults are financially literate.
2 out of 3 adults cannot explain inflation, compounding, or risk.
In any other field, if 64% failed the basics, it would be called a crisis. But no financial literacy? Completely normal.
63% can’t survive 3 months without income.
Most of the country lives one missed paycheck away from disaster.
This isn't "living". Most are on life support without even being aware of it.
​6 out of 10 can’t raise RM1,000 in an emergency.
If you can't fork out RM10,000, that's perfectly understandable.
But RM1,000 and most still can’t? One unexpected bill can practically bankrupt them.
Over 20% saved nothing in the last 6 months.
Not because they’re poor, but because they lack structure, literacy, and discipline.
Ignorance charges interest.
Nearly 30% depend on debt to pay for essentials.
Not luxury, but essential items.
This is what happens when people confuse "affordability" and "installments".
9 out of 10 find money-learning “stressful.”
Even when shown the map, most refuse to read it.
So really, people stuck with financial illiteracy did this to themselves.
THEY DON'T UNDERSTAND HOW MONEY WORKS
THEY DON'T KNOW HOW INFLATION ERODES THEIR SAVINGS
THEY CAN'T SEE HOW DEBT COMPOUNDS AGAINST THEM
THEY'VE NEVER BEEN TAUGHT HOW TO EVALUATE AN ASSET PROPERLY
Most “academies” today are:
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leverage/forex casinos
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signal groups by unprofitable traders
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Telegram gurus selling fantasies
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side hustlers teaching what they don’t use
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influencers monetizing attention
They sell hype because hype sells.
We want nothing to do with that industry.
WHAT WE ARE NOT
The finance education space is polluted.​​
We Don’t Teach Leverage.
Ever.
Leverage is often marketed as a “wealth accelerator.”
In reality, it’s how amateurs donate their savings to professionals who know how to use it.
​
As such, we don’t glamorize:
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10x trades
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'instant income strategies'
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copy-trading
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flipping charts
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high-frequency nonsense
If it depends on speed, luck, or guessing, it’s not wealth-building.
We teach the boring fundamentals that actually work.
